Kid Account

Always know where your child's money goes.

Give each child their own sub-account inside the family ledger. Track allowances, spending categories, and savings — without handing over access to the family's full finances.

How it works

Simple setup, clear visibility, zero spreadsheets

Create a Kid Account

Add your child as a restricted user. They get their own account view with no access to the family's full ledger.

Track allowances & spending

Upload or manually record allowance top-ups, school canteen spending, and any other child expenses — all in one place.

See where it goes

Charts show how much was given vs spent each month. Spot patterns, celebrate savings, and have informed money conversations.

Set soft spending limits

Create budget categories for your child's account. Get alerted when spending approaches the limit — no surprises.

Built for families, not accountants

No complicated setup — just add your child and start tracking

1 view

All child expenses in one place, not scattered across messages and receipts

No access

Kids see only their own account — not the family's full financial picture

Any time

Review spending weekly or monthly, on desktop or mobile

Privacy by design

Kid accounts are restricted by role. Children can log in and see their own transactions and goals — but never the household's income, savings, or other accounts. Parents always remain in control.

Who it's for

Real families, real money conversations

Primary-School Allowance

Wei Ling gives her daughter $80 a month. She logs each top-up and reviews the canteen and bubble tea breakdown every Sunday evening — five minutes, full picture.

Secondary-School Spending

Rajan's son commutes by bus and buys lunch independently. Tracking by category revealed that $60 of the monthly $120 was spent on transport — a useful conversation starter.

Teaching Financial Habits

The Lim family uses Kid Account as a teaching tool. Their kids can log into their own view, see how much they've saved, and work toward a goal they set together.

Ready to take control of your finances?

Join thousands of Singapore families tracking their spending smarter with DayByDay.